What does insurance not cover?
Your policy may not cover liabilities in certain situations. These are known as exclusions.
Let’s have a look at a few of them.
| Bike | – Damage due to war, mutiny or nuclear risk – Normal wear and tear and general ageing – Tire or tube punctures. (If, however, your two-wheeler is damaged at the same time, you will be compensated for 50% of the cost of repair or replacement – Mechanical or Electrical breakdown – Any loss or damage caused outside India |